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AFFORDABLE
POLICIES

PROVIDING THE BEST

PROTECTION AT

AN AFFORDABLE FEE

GET INSURED TODAY

Get Your Exclusive Insurance Plan Now!

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OUR COVERAGE OPTIONS

LOW PAYMENT OPTION AVAILABLE | GET THE BEST QUOTE FOR THE COVERAGE YOU NEED

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LIFE INSURANCE

Get cash value on an insurance policy that never expires. Also, you can borrow against your cash value, perhaps to ride out a market downturn in retirement without paying taxes as long as the loans are repaid properly.

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SENIOR FINAL EXPENSE

 Final expenses are designed to eliminate the expenses your family pays for your burial or cremation, and for other things you might want at that time, like a gathering to celebrate your life. Although thinking about final expenses can be hard, knowing what they cost and making sure you have a life insurance policy big enough to cover them can help spare your family an expense they might not be able to afford.

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MORTGAGE PROTECTION

Mortgage protection is a simplified, quick issue insurance that is used to protect your greatest asset, your family's shelter, and safe place. Home Mortgage Protection plans are designed to provide a death benefit to pay off all, or a portion of, your mortgage. Optional additions are available in most states, such as living benefits, disability income, and cash back options, which refunds all, or part of, the premiums paid if the policy is unused. This product, offered by many of our carriers, can be customized to fit your specific needs, as well as your budget.

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FIXED INDEXED ANNUITIES

Fixed Index Annuities offers principal protection with the potential to earn an attractive rate of return that is tied to the market, without being directly invested. A fixed indexed annuity is a long-term investment that allows your assets to grow tax-deferred, and for an additional cost, offers an optional guaranteed lifetime withdrawal benefit (GLWB) that provides a guaranteed "retirement paycheck" for you and your spouse that is guaranteed to grow each year income is deferred (up to 10 years). The guaranteed income (your "retirement paycheck") is designed to help cover your essential living expenses, as defined by you, in retirement. Fixed Index Annuities can be used in lieu of a life insurance plan, in cases where you want to leave a growing legacy behind for your beneficiary(s). These plans usually start out around $10,000 of money invested and can grow with no fees and potential bonus on day one of the investment. To learn more about safe money retirement plans through a Fixed Index Annuity, contact us today.

Prepare Your Future Now

At Affordable policies, we ensure you are thoroughly informed of the various options, and also let you know about risks and how to alleviate them. Give us a call now, or get a free quote and our approved agents would help you select the option that best suits your situation. We’re ready to provide optimum security at an affordable price.

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We'll Help You Decide

We’ll walk you through every available option and assist you in choosing the coverage that suits your situation. We take time to understand your needs and help you select the best.

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We Help You Organized An Assured Tomorrow

Sometimes there’s more to retirement than living a good life. With add-on benefits that preserve and grow assets in life insurance, planning for future generations has never been easier. And once it’s time to pass your legacy, it can go directly to your beneficiaries, tax-deferred. 

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Do Not Hesitate

In a world that’s constantly changing, we offer you stability and peace of mind. We can help you and your family with mortgage bills, savings, funeral and medical costs and more. Provide your family with an heirloom they can rely on.